Facilitating Community Development With
Housing Microfinance: Appraising Housing
Solutions For Pakistan After Disasters
Author(s)
F. Tariq
Abstract
After the deadly floods and earthquakes, more than two third Pakistanis were in
urgent need of assistance. Malnutrition and homelessness are continuing threats
to the victims of these disasters. The scope of destruction is so wide that instead
of huge international donations and governmental efforts for relief and
reconstruction, the situation is not healing effectively and the gap is enlarging
day by day between supply and demand of houses. In early 2010, after these
tragedies, Central Bank statistics revealed that now there is a total shortage of 8.8
million houses and 700,000 houses/year must be provided to cope with the
increasing demand. Especially for low-income households, there is a dearth of
financial resources to build/renovate damaged and destroyed houses; this is
worsened by the fact that non-sustainable methods and materials that are used
continue to be vulnerable in future disasters. There is an urgent need for policy
change in Pakistan towards innovative housing strategies including financial and
technical assistance programs.
Keywords: housing microfinance, incremental housing, pre-fabricated.
Keywords
housing microfinance, incremental housing, pre-fabricated
Related Book
Other papers in this volume
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